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Umbrella Insurance

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How We
Can Help

Experiencing a major insurance claim or lawsuit could lead to personal financial loss if costs exceed the coverage provided by your standard homeowners and auto polices. We’ll help protect your financial future.

Umbrella Insurance to Suit your lifestyle

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additional coverage for an extra layer of protection

Umbrella insurance may sound like an unusual name, but it is very simple. It is just an additional liability policy to give you peace of mind. Most commonly, umbrella insurance is something you would purchase to add to a car insurance of homeowners insurance policy.

Focuses primarily on liability claims

It is all about liability. This simply put is the cost that you have  top pay somebody else for an unfortunate event where you are held responsible. It doesn’t usually include losses you bear yourself, such as if your property is damaged or your posessions are stolen

An extra layer of protection when you need it.

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know your Coverage

Knowing whether or not you need to get an umbrella policy is important. If it is something that you actually need and you do not have it, you could be on the hook for quite a bit of money. Imagine if you had to try to come up with an extra $100,000 tomorrow.


Pays out when liability isn't enough

You’d usually get umbrella insurance if your main coverage limits are too low.


How does it work?

If your auto policy has a limit of $200,000 and the cost of the loss is $300,000, your umbrella policy will kick in the extra $100,000


Is umbrella coverage right for you?

An umbrella policy itself will have its own limit, but that limit is much less likely to be an issue.