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When you rent or lease, your landlord’s insurance usually only protects the building itself. It does not protect your personal belongings. We can design your coverage to protect all of your personal property and your lifestyle while you are renting.
Renters Insurance to suit your lifestyle
Are your personal belongings protected?
You might think that your landlord’s insurance covers your personal possessions. However, that only covers the building itself. Renters insurance is the only way to protect your valuables, and it’s much more cost-effective than you think.
What your renter's policy can do.
There are two parts to renters insurance. The first is property coverage for damage or loss for certain unexpected events. Be sure to check your renters insurance coverage details about coverage limits. There will usually be both an overall limit on the payout and a maximum amount for any one renters insurance claim. Here are a few examples of what can be covered in a renters policy:
Get the protection you need for your rental property
plan of action
know your Coverage
Whether you rent a home or a studio apartment you cannot afford to not have renters insurance. In fact, it’s extremely cost-effective. We’d be happy to walk you through the options to ensure yo have the insurance coverage and protection that you need.
If you accidentally damage the rental property itself or if someone is injured while visiting you, your insurance would cover it.
Loss of use coverage
You may also get payment for living expenses if the rental property is uninhabitable after one of the events the policy covers
There are a few things that are not included. For example, if you park a vehicle on the rental property itself, your car usually won’t be covered by renters insurance.