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Things to consider
The premiums that you are going to pay will depend heavily on your age and your medical history, along with the amount that you want the policy to pay out. So, it’s important to seek expert advice before committing to life insurance. Contact us and we will walk you through the options to determine what type of life insurance is best for you.
Life Insurance to suit your lifestyle
The most important investment you can make
Individual life insurance is arguably the biggest investment you can make in your loved ones’ security. It is a complicated field, but don’t let that put you off! We love working with our clients to help talk you through their options,
Choose between term, whole, & Universal Life
First, you will need to determine what type of life insurance you want to buy. The most common types are term, life, and universal life insurance. Each of these types has their own way of paying out, and you will determine which type you need based on your individual needs. We are happy to help you with that decision.
Solutions to ensure your loved ones have what they need
plan of action
know your Coverage
Before you even purchase your life insurance you are going to have to figure out what type of life insurance you are going to buy. With all of the options out there it can be difficult to know what type you will need. Below you will be able to learn the basic information that you need to make an informed decision when it comes to your families future.
With term life insurance, you pay regular premiums for a set period and the policy only pays if you die during this period.
With whole life insurance, there is no set period. You usually pay regular premiums until you die, at which point the policy pays out.
Universal life insurance works in a similar way to whole life, but you have more flexibility about taking money early. you can even borrow money and repay it later.